ICICI Prudential Pension Funds Management Company Limited

With the new year in full swing, it’s the perfect time to start looking at your financial goals for the months ahead. While most people are still busy trying to stick to their new gym resolutions, why not make a financial one that pays off? The tax season is around the corner, and getting a headstart now is a smart way to ensure you aren't scrambling in March. If you’re a young professional looking to grow your wealth while being efficient with your salary, there is one option you shouldn't overlook: Corporate NPS. What is the difference between NPS and corporate NPS? Think of Individual (Retail) NPS as a DIY project; you open the account, you contribute, and you manage it. CorporateNPS , on the other hand, is like a "Premium Plus" version offered through your employer. It’s a tie-up between you and your company where both you and your employer can contribute in the National Pension System (NPS ). The biggest perk? It’s a "set-it-and-forget-it" system. Your ...

  Many people think of retirement planning as “Future savings until I get to old age.” But here’s the catch. In this economy, the way you save today can ensure the lifestyle you’ll enjoy tomorrow. Currently, the two of the most popular retirement saving in the market often compared are the Employee Provident Fund (EPF) and the Corporate National Pension Scheme (Corporate NPS). They both aim to secure your financial future in your golden years. But when you look clearly, you’ll see key differences in terms of flexibility, returns, and long-term benefits. Added to that, the NPS also has a new initiative like known as NPS Vatsalya Yojana. The industry of retirement and financial planning have become far more dynamic than they used to be.

  Adulting comes with a lot of to-dos. Pay bills. File taxes. Eat healthy. But what if we told you there's one more thing you can tick off your list today that your future self will thank you for? It’s called NPS . And it’s cooler than it sounds. What is NPS and why should you bother? NPS stands for the National Pension System. It's a PFRDA-regulated savings scheme designed to help you build your retirement fund, bit by bit. But here's the twist. You don’t need to be in a government job to benefit from it.

Hey, Future Planners! You know the biggest superpower in investing? Time. If you’re a parent or a guardian thinking about a child’s long-term financial security, there is no better gift you can give than starting early. Let's explore a scheme designed specifically for children: the NPS Vatsalya Yojana. What is the NPS Vatsalya Scheme? Simply put, the NPS Vatsalya scheme is a specialized contributory pension scheme designed exclusively for minors . It’s the National Pension Scheme Trust ’s way of extending the proven benefits of the National Pension System to children from day one. Unlike traditional savings, the core objective here is to build a long-term, pension-oriented corpus from an early age, contributing to the larger national vision of Viksit Bharat @2047 , where financial self-reliance, social security, and long-term savings form the backbone of a resilient economy. By encouraging early participation, the idea is to nurture a pension-aware society that is prepared...

Ever feel like your retirement goal is a distant mountain range, beautiful but impossible to measure?   The biggest power you have in long-term savings is the ability to project your future. The National Pension System (NPS) offered by ICICI Prudential Pension Funds Management Company Limited is your vehicle, and the NPS Calculator is the calibrated map that transforms your desired retirement figure from an estimation into an achievable target. Take control of your retirement corpus by moving from estimation to an actionable goal.  Confirming your Access: National Pension System Eligibility  Before calculating, find out if you qualify. The National Pension System eligibility is quite broad, covering most of the working population. You must be an Indian citizen (resident, non-resident, or OCI) and fall within the age bracket of 18 to 70 years to open an NPS account . Confirming eligibility is the first vital step.  If you are an NRI or OCI - the account opening/K...

Ever wished your investments could be as personalized as your needs?   Now they can. With the Multiple Scheme Framework (MSF) in NPS , your retirement plan finally sounds like you. The National Pension Scheme (NPS) has always been a smart, reliable way to build your retirement savings. But with the launch of MSF on October 1, 2025, it’s stepped into a new era - one that’s flexible, customizable, and built for your goals, not someone else’s. What is the Multiple Scheme Framework for NPS? Think of the MSF as your own personal control panel for long-term investment/retirement. Earlier, NPS subscribers could only invest in a single scheme per tier. Now, under the Multiple Scheme Framework, you can manage multiple pension schemes with a unique identifier, i.e., PAN (Permanent Account Number).  Here’s what that means: You’re no longer limited to one Pension Fund Manager (PFM). You can distribute your money across multiple fund managers - each with a unique investment approach. ...