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Showing posts from June, 2025

One of the Best Retirement Plans in India Starts in Your 20s

Retiring early isn’t just a dream - it’s a decision you make today. If you're in your 20s and think retirement planning is something to worry about "later," you’re not alone. Most young professionals see it as something their parents do. But here’s a truth worth noting: the earlier you start, the richer your second innings. Enter the National Pension System (NPS) - one of the most powerful tools to build your retirement corpus from scratch. Why NPS is the Best Retirement Plan for young professionals Think of NPS as your financial fitness tracker. It keeps growing quietly in the background, with every contribution pushing you closer to your future freedom. Managed by trusted names like ICICI Prudential Pension Fund, it’s built for the long haul. Here’s what makes it the best pension plan in India : • Flexible contributions, starting from as low as ₹500 • Equity + debt exposure for balanced growth • Tax benefits under Section 80CCD (1) and an additional ₹50,000 under 80CCD...