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Showing posts from September, 2025

A Retirement Worth Celebrating – with NPS

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Imagine a sunny Friday morning. No office emails. No rushing for deadlines. Just the sound of laughter in your living room. Your college gang is over, reliving old stories. Someone puts on music, and before you know it - you’re dancing, carefree, just like you did in your 20s. This isn’t a holiday. This is your everyday. That’s the power of the National Pension Scheme(NPS) . It’s not just about money, it’s about freedom. Freedom to wake up without worries. Freedom to travel when you want. Freedom to give more time to family, passions, and yourself. Life in second innings With NPS returns building over years, your retirement isn’t about cutting corners. It’s about celebrating milestones: Taking your parents on the trip they always dreamt of. Opening that café you kept talking about in college. Or simply spending weekends teaching your kids the guitar, instead of working overtime. This is what retail NPS benefits really mean - not just savings, bu...

Plan For the Next Generation with NPS Vatsalya Scheme

Financial planning isn’t only about building your own future - it can also mean laying a foundation for the next generation. The NPS Vatsalya Scheme enables just that by allowing parents or guardians to open a minor account in NPS for children under 18.  This early start creates space for long-term growth, teaching financial discipline and planting the seed for a secure retirement journey that begins well in advance.  What is the NPS Vatsalya Scheme? The NPS Vatsalya Scheme allows a parent or guardian to open and manage a minor account in NPS . The child becomes the account holder once they turn 18, after which they take full ownership and can continue contributing independently. This account functions under the Retail NPS model , offering the same benefits as a regular NPS account - customizable asset allocation, flexible contributions, and transparency - while giving a head start in long-term financial planning. Why consider NPS for children? Starting early means giving time...