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Showing posts from December, 2025

A youngster’s guide to the National Pension System (NPS).

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  Adulting comes with a lot of to-dos. Pay bills. File taxes. Eat healthy. But what if we told you there's one more thing you can tick off your list today that your future self will thank you for? It’s called NPS . And it’s cooler than it sounds. What is NPS and why should you bother? NPS stands for the National Pension System. It's a PFRDA-regulated savings scheme designed to help you build your retirement fund, bit by bit. But here's the twist. You don’t need to be in a government job to benefit from it.

NPS Vatsalya Yojana: Your child’s head start to a financially free future

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Hey, Future Planners! You know the biggest superpower in investing? Time. If you’re a parent or a guardian thinking about a child’s long-term financial security, there is no better gift you can give than starting early. Let's explore a scheme designed specifically for children: the NPS Vatsalya Yojana. What is the NPS Vatsalya Scheme? Simply put, the NPS Vatsalya scheme is a specialized contributory pension scheme designed exclusively for minors . It’s the National Pension Scheme Trust ’s way of extending the proven benefits of the National Pension System to children from day one. Unlike traditional savings, the core objective here is to build a long-term, pension-oriented corpus from an early age, contributing to the larger national vision of Viksit Bharat @2047 , where financial self-reliance, social security, and long-term savings form the backbone of a resilient economy. By encouraging early participation, the idea is to nurture a pension-aware society that is prepared...

The Power of Projections: How to Use the NPS Pension System Calculator to Achieve Your Retirement Goals

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Ever feel like your retirement goal is a distant mountain range, beautiful but impossible to measure?   The biggest power you have in long-term savings is the ability to project your future. The National Pension System (NPS) offered by ICICI Prudential Pension Funds Management Company Limited is your vehicle, and the NPS Calculator is the calibrated map that transforms your desired retirement figure from an estimation into an achievable target. Take control of your retirement corpus by moving from estimation to an actionable goal.  Confirming your Access: National Pension System Eligibility  Before calculating, find out if you qualify. The National Pension System eligibility is quite broad, covering most of the working population. You must be an Indian citizen (resident, non-resident, or OCI) and fall within the age bracket of 18 to 70 years to open an NPS account . Confirming eligibility is the first vital step.  If you are an NRI or OCI - the account opening/K...