ICICI Prudential Pension Funds Management Company Limited

It’s that time of the year again! Tax season is knocking, and if you’re a working professional in 2026, you’re likely looking for more than just a way to save a few bucks. While traditional fixed deposits are hovering around 7%, the National Pension System (NPS) returns are stealing the spotlight for its ability to deliver inflation-beating growth. But here’s the thing: NPS doesn’t have a "fixed" interest rate. It’s market-linked, meaning your money works as hard as the economy does.

  If you’ve just started your career or moved into a higher tax bracket, you’ve likely felt that "ouch" moment when looking at your monthly pay slip. Between taxes and expenses, your hard-earned money seems to disappear. But what if there was a way to let your boss help you save on taxes while building a massive retirement fund? Enter the Corporate NPS, arguably an underrated tax saving tool. What is NPS for the corporate sector? Think of Corporate NPS as a collaboration between you, your employer. Unlike the retail version where you invest solo, the corporate model allows your company to contribute directly to your Tier-I account. It isn't just a "pension plan"; it’s a smart investment solution designed for young professionals to build wealth during their working years. It allows you to reduce your taxable income at the source, ensuring you save money before you even have the chance to spend it.   What is the Tax benefits for corporate employees? This...